Therapy Fees & Insurance
Understanding the cost of therapy should not be confusing.
Adults 18+ • In-person in Madison • Online in Alabama & Indiana • Evening appointments available
Blue Cross Blue Shield
Insurance plans accepted
Aetna
Cigna
What will therapy cost with insurance?
Your therapy cost depends on your insurance plan and may include a copay, coinsurance, deductible, non-covered services, or missed-session fees. Because coverage varies, contact your insurance company directly to verify your behavioral health benefits and expected out-of-pocket cost.
Private Pay Therapy
$120
Private pay offers flexibility and privacy with no insurance claims or restrictions
per session
United Health (Optum)
Carelon Behavioral
Oscar (Optum)
Questions to ask your insurance company
Call the member-services number on the back of your insurance card and ask:
✓ Is outpatient mental health therapy covered?
✓ What is my copay or coinsurance.
✓ What is my deductible and has it been met?
✓ Are telehealth sessions covered in Alabama or Indiana?
✓ Do I need a referral or prior authorization?
Sliding-Scale Availability
$65-$120
We offer a limited number of sliding-scale spots based on financial need.
per session
