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Therapy Fees & Insurance

Understanding the cost of therapy should not be confusing.

Call to verify insurance

Adults 18+ • In-person in Madison • Online in Alabama & Indiana • Evening appointments available

Blue Cross Blue Shield

Insurance plans accepted

Aetna

Cigna

What will therapy cost with insurance?

Your therapy cost depends on your insurance plan and may include a copay, coinsurance, deductible, non-covered services, or missed-session fees. Because coverage varies, contact your insurance company directly to verify your behavioral health benefits and expected out-of-pocket cost.

Private Pay Therapy

$150

Private pay offers flexibility and privacy with no insurance claims or restrictions

per session

United Health (Optum)

Carelon Behavioral

Oscar (Optum)

Questions to ask your insurance company

Call the member-services number on the back of your insurance card and ask:

✓ Is outpatient mental health therapy covered?
✓ What is my copay or coinsurance.               

✓ What is my deductible and has it been met?
✓ Are telehealth sessions covered in Alabama or Indiana?
✓ Do I need a referral or prior authorization?

Sliding-Scale Availability

$65-$120

We offer a limited number of sliding-scale spots based on financial need.

per session

A bright orange informational graphic with a black outlined circle containing a lowercase 'i' on the left side. The text discusses important insurance estimate information, emphasizing that verification is an estimate and not a payment guarantee, and advises notifying Resonate Empowerment Solutions about insurance plan changes.

Let’s make getting started feel more manageable.